Last updated: May 2026

Arca is a budgeting app developed by Nikolai Morozov ("we", "us", or "our"). This Privacy Policy explains what information we process when you use the App, why we process it, and how we protect it.

If you have any questions, contact us at [email protected].

Information We Process

Depending on how you use Arca, we may process:

• account information, such as your email address and sign-in method;
• financial data you add to the App, including transactions, categories, budgets, account names, currencies, and related settings;
• text, voice transcripts, and images you submit when using AI-powered features;
• technical and security data, such as IP address, device type, operating system, app version, authentication events, and error logs;
• subscription and purchase status if you use paid features;
• analytics data about how the App is used, such as screen views, feature usage, app interactions, device or app metadata, and identifiers needed to measure product performance.

If you enable optional features, we may also process:

• location-related data to help infer a likely currency or regional context;
• notification preferences and reminder scheduling data.

How We Use Information

We use information to:

• provide, maintain, and improve the App;
• authenticate users and secure accounts;
• store, organize, and sync your financial data across devices;
• process voice, image, and text inputs for requested features;